Terms and Conditions of Use
Updated: 1st September 2025
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.
By accessing SafeLifePolicy.com (the “Site”), using any of our services, or accessing any of the Site’s content (collectively, the “Services”), you acknowledge and agree to these Terms and Conditions, including without limitation the SafeLife Policy Privacy Policy, the E-Sign Consent, and any additional rules or policies published on this Site (collectively, the “Terms”).
If you do not agree to these Terms, you may not access or use the Site. These Terms constitute a legally binding agreement between you and SafeLifePolicy.com (“SafeLife Policy,” “we,” “us,” or “our”).
The Site is available only to individuals who are at least 18 years old and can form legally binding contracts under applicable law. By using the Site, you represent and warrant that you meet these requirements.
1. Our Services
SafeLifePolicy.com provides a platform that connects consumers seeking insurance with licensed insurance agents, insurance companies, or other authorized providers (“Providers”). The Site enables you (“Users”) to request quotes, information, or services related to insurance.

• We do not issue insurance contracts or bind coverage (except where explicitly stated).

• We are not responsible for the quality, legality, accuracy, or availability of any insurance product or service offered by Providers.

• We do not provide tax, legal, or financial advice. For personalized advice, please consult a qualified professional.

• Submitting information through the Site authorizes us to share your information with Providers who may contact you with quotes or offers.

2. Dispute Resolution – Binding Arbitration
PLEASE READ THIS CAREFULLY – IT AFFECTS YOUR RIGHTS.
You agree that any dispute arising out of or relating to your use of this Site or these Terms shall first be attempted to be resolved through good-faith consultation. If not resolved within thirty (30) days, the dispute shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association (AAA).

• Arbitration will be conducted by a single arbitrator, and you waive the right to participate in any class or representative action.

• This provision does not prevent you from filing an individual claim in small claims court, where applicable.

• By using this Site, you waive your right to a jury trial.

To opt out of arbitration, you must notify us in writing within 30 days of first accepting these Terms at legal@safelifepolicy.com.
3. Personal Use
We grant you a limited, non-exclusive, revocable license to access and use the Site for personal, non-commercial purposes. Any unauthorized use is strictly prohibited.
4. Intellectual Property & Restrictions

• All Site content (text, images, logos, software, etc.) is the property of SafeLife Policy or its licensors.

• You may not copy, reproduce, republish, or distribute any content without prior written consent.

• Unauthorized use of the Site may result in termination of access and potential legal action.

5. Privacy
Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your information.
6. Limitation of Liability
To the fullest extent permitted by law, SafeLife Policy and its officers, employees, or affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages resulting from your use of the Site.
Our total liability in any circumstance is limited to the greater of:
(a) the amount (if any) you paid to use the Site in the past 30 days; or
(b) $200.
7. Disclaimer of Warranties
The Site and Services are provided “as is” and “as available.” We make no warranties, express or implied, regarding the Site, including without limitation warranties of merchantability, fitness for a particular purpose, or non-infringement.
8. Indemnification
You agree to indemnify and hold harmless SafeLife Policy, its affiliates, and employees from any claims, damages, or expenses arising from your use of the Site, your violation of these Terms, or your interaction with Providers.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State of Incorporation/Operation], without regard to conflict of law principles.
10. Changes to Terms
We may update these Terms at any time by posting the revised version on the Site. Continued use of the Site after updates constitutes acceptance of the revised Terms.
11. Contact Information
For questions, notices, or legal correspondence, please contact us:

Safe Life Policy, LLC
3340 Peachtree Rd NE 
Suite 300
Atlanta, GA 30326